Small Business Retirement Plans


STEP Financial specializes in helping businesses select the most appropriate type of retirement plan.


401(k) Plans

403(b) Plans

SIMPLE IRA Plans

SEP Plans

Payroll Deduction IRAs

Profit-Sharing Plans

Defined Benefit Plans

Money Purchase Plans

Employee Stock Ownership Plans


Each type of Plan has benefits and drawbacks. Each type of Plan has a unique set up and way to administer the plan. Retirement Plans are monitored by the government to protect the employee. There are stringent guidelines that must be followed precisely to avoid penalties or fines.


Contact STEP Financial for help with this complicated decision.

  • "Remember your dreams and fight for them. You must know what you want from life." - Paul Coelho

  • "Failing to plan is planning to fail." - Alan Lakein Lakein

  • "Never underestimate the power of dreams and the influence of the human spirit." - Wilma Rudolph

  • "Before beginning, plan carefully." - Marcus Cicero