Financial Independence


The steps to Financial Independence are easy to understand but not easy to do.


1. Figure how much you will need to cover retirement expenses.


2. Spend less than you earn. Track your spending.


3. Try to save as much as you can. Standard advice is to save 20% of your income. To reach Financial Independence more quickly, save between 50% and 70%.


Easy to understand but hard to do.

  • "Remember your dreams and fight for them. You must know what you want from life." - Paul Coelho

  • "Failing to plan is planning to fail." - Alan Lakein Lakein

  • "Never underestimate the power of dreams and the influence of the human spirit." - Wilma Rudolph

  • "Before beginning, plan carefully." - Marcus Cicero